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When Cars Collide

It was a dark and stormy night. No, seriously.

I was pulled over to the side of the road behind this guy in East Sac on J St. and he was yelling at me in the rain through the two inches of open window I had hesitantly rolled down in order to show him I would listen to his ranting. I had already locked the doors before he approached because he was walking around his car and hitting it before I even pulled over.

“Why did you do that?” he yelled at me through the two inches. “Didn’t you see me? What were you thinking?” And blah, blah, blah. I was kind of frozen. We both were, my husband and I. We sat in stunned silence as this man couldn’t believe what a night he was having and how unbelievable my actions were. I had trouble figuring out how to respond to this man because he was so angry and out of his mind and very upset, but when he finally stopped for a second to take a breath, I said the only thing I could think of.

“But you hit me…. you rear-ended me.”

Well, that stopped him for about three seconds before he launched again into how it was all my fault and didn’t I see him flashing his headlights at me and why was I driving so slow and why did I stop at the yellow light.

I stopped because it was red, actually. I mean, it was yellow when I first saw it, but I was at one of those distances that indicates one should stop because by the time you get to the actual intersection part it will be red and then you will be running a red light and if anyone behind you wishes to go through the intersection as well, they would really really be running a red light.

So I stopped. I did not slam on my brakes, but after I had come to a complete stop I heard some skidding behind me and then, “THUMP!” Right into us. He immediately drove around me and I thought he was going to take off and told my husband, “Oh my God get his license number he’s taking off”. But instead he pulled over and began beating the crap out of his car as I pulled up behind him. That’s when I locked the doors and waited for him to cool down as he yelled at me through my two inches of open window.

After we stepped outside to survey the damage, I walked around to my bumper and was surprised to see very little damage to my back bumper because I had already seen his hood and it folded up like an accordion. This guy followed me around and still pleaded his case that it was my fault and his mother was in the ICU and he had been with her all day and now his insurance is going to go up and kept asking me to admit that it was my fault. He was like a little yappy dog biting at my ankles.

rear end accident

I kept silent because what can you say to a crazy man who is trying to make you responsible for his mistakes? I just wanted to swap insurance information and get out of there. I hate conflict and go fetal when it occurs and I didn’t like that this man wanted me so desperately to accept responsibility and pay for his damage and whatnot.

It was at this moment I realized there must have been a mix-up at the director’s meeting for this scene because this guy thought he had been cast as the victim.

So when he paused to take another breath, I said, “Unless you want to discuss the definition of tailgating, I suggest we just exchange information and be on our way.”

Which was probably too subtle of a way to tell him that this was all his fault and that he should just shut the EFF up about it already. My mother often said never to engage in a battle of wits with an unarmed man. But there I was, swinging blindfolded at a pinata-less birthday party. He probably felt the same way.

I could have stomped and screamed and if necessary, cried, but that’s just not me. And I wish that guy knew how lucky he was to have hit me and not some normal person who emotes when she’s upset.

I was also convinced he had no insurance, especially when he failed to produce proof of it.

And I wanted to take a picture of his car because I knew this would end up on the blog.

So basically, it was just one injustice after another on this evening.

And when you see my bumper and say, “Oh my God!”, all I can say now is, “Yeah, but you should see the other car!”, but I was afraid to piss the guy off even more. Even though I should have been the one marching around and throwing my arms up in the air in self-righteous indignation. Did I mention how unfair this all was?

Meanwhile, two witnesses came over who “saw the whole thing” and also feared for our lives when they saw this guy punching his car in the face and yelling at us. They told the self-proclaimed victim that it was all his fault. Eventually, everyone who came together that night, whose lives intersected for one brief hour, who impacted each others’ souls to some degree, all went back to their own lives.

I was shocked to find out later that this guy had insurance, but that might explain why he drove off and then came running back a few minutes later on foot, and asked us to write down on some envelope that we had no bodily injury and sign our names.

That was the closest he ever came to asking me if I was okay.

What I did not appreciate was his insurance claim representative not identifying herself as representing his side as she took down my statement over the phone. I mistakenly thought it was someone from MY side because coincidentally we had the same insurance company. I felt manipulated and duped somehow, but it didn’t change the outcome, they still took full responsibility and accepted the liability.

So yeah, I got my car repaired, but not after finding out that if you don’t have some top secret extra option on your insurance for OEM (original equipment manufacturer), you will not get stock replacement parts, but rather, cheap foreign knock-offs that may or may not fit or have the same quality or integrity as your car. Nice.

Also, the insurance company will call your body shop repair guy every hour on the hour asking, “Is it done yet? Is it done yet? Is it done yet?” because you have a rental car as part of the deal and even though they already set a high standard of declaring that this repair should only take two days, they begin hounding your body shop repair guy three hours after you’ve dropped it off.

This claims rep is the same yahoo who drew all over the back of my car.

claims rep artwork

OK, actually I don’t give a rat’s about the pink drawings, I just couldn’t think of another excuse to show this picture to you. Maybe we could play a game or something like where you guess what this drawing looks like. Like how you do with clouds.

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  • http://crbh-ruminations.blogspot.com Jill of All Trades

    Whew, what an incident. Kind of scary for sure. Glad everyone was okay. Hate those kind of people, really.

  • http://twitter.com/moooooog35 moooooog35

    What an amateur Claims Rep. My 7 year old draws better than that.

  • http://www.farvelcargo.blogspot.com Sue

    I don’t mess around with crazy people, I would have called 911 as soon as that guy came up to my car. Because if my husband was with me he would have given it right back, it would have escalated. I’m a non-conflict kind of person too. I would have had crazy outside of the car and crazy inside. LOL!
    I’m glad you’re okay, but you should have totally started rubbing your neck to worry crazy driver guy.

  • http://pinkporches.blogspot.com Lisa

    Yuck, but good writing, I was feeling all chokey and stuff while reading it.

    I think the drawing is definitely a swimming duck…with a tumor on it’s back. Leave it to insurance people to give deadly afflictions to innocent ducks. I hope he has Afflack.

  • Hope

    Insurance companies are nothing more than legalized organized crime (in my opinion). as to the crazy guy that hit you…how scary. Imagine if you were by yourself. Gives me the willies.

  • http://pricillaspeaks.blogspot.com Pricilla

    What an idiot.
    I was already thinking the pink looked like a goat in a Picassoesque sort of way.
    Glad you are OK.
    I should send Abby out to teach you how to butt back.

  • Yourpalpinki

    Looks like a wiener dog to me. Glad you guys are okay!

  • Erin

    It looks like you backed up into a Dachshund.

  • http://www.RobynsOnlineWorld.com Robyn’s Online World

    Ouch! Hubby is sitting here next to me as I read your story and he spotted the Lexus pics - as soon as he heard non-OEM parts he said “oh geez, it’s not going to be right without them” - he happens to be a master Lexus tech.

    I think the pink drawing looks like a big rat (facing the left) with a super long tail.

  • http://cowpattysurprise.blogspot.com Nezzy

    Ok, if ya kinda tilt your head to the left and squint your right eye you just might see a horned goat( I said, horned….get your minds outta the gutter people) layin’ in a sexy position. Really, I would not lead you wrong!

    I’m so sorry you had to endure such a irate maniac, the whole thing would of scared the bejabbers outta me and I face down wild~eyed cattle!

    God bless and have a safe friendly kinda day sweetie!!!

  • http://onachickenwingandaprayer.blogspot.com Kate

    I agree with Erin…pink writing looks like my wiener dog. Margaret…(lecturing tone)..don’t mess with crazy people. I got no patience with crazies…call 911 and let the authorities sort it out. I’m glad you weren’t hurt. People are just nuts anymore and you never know what you’re getting into. Glad you are unhurt. Nice ride.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    I get that he was upset, but as the proper victim, I should get my time too, is all I’m saying.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    He must have cut that class in claims rep school. And it shows.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    I know! Maybe rubbing my neck would shut him up. Maybe dialing 911 would have shut him up. But my brain doesn’t go there.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    hee heeee!
    “deadly affliction to innocent ducks”
    Hysterical as usual, you. :)

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    OMG - I didn’t even think of that, being by myself if that happened. So thank you, now I’ve got the willies.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    No kidding. I imagine I’d be risking my life at times, but I’ll bet if I butted back more often I’d get more done.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    A wiener dog! Of course! I swear I couldn’t see it, but for some of you guys it’s so obvious.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    A big rat is a great guess. And yeah, what I wound up getting was a refurbed original Lexus part because it costs the same as a brand new cheap knockoff. Next time, and hopefully there won’t be one, I will just pay for the new original part, or get that OEM gap insurance. For all I know, the original bumper was the reason I wasn’t injured and could make all the difference if replaced with a fake one.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    Oh my lord, Nezzy. The things you see.

    To be honest, I do see it, now that you mention it.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    I know! I can’t believe it didn’t even occur to me to call 911. But then there was this one time a guy was breaking into my house and I stood there debating whether or not to call 911 then, too. What’s the matter with me?

  • http://www.braysofourlives.com Fenway and Marnie

    Hi! Fenway Bartholomule and I have seen fit to bestow upon you the Stylish Blogger award! Find the details here:

    http://www.braysofourlives.com/2011/01/honor-and-privilegethe-stylish-blogger.html

    If you choose to accept this accolade, the powers that be ask that you do the following:

    1) link back to the blogger that awarded it to you (in this case, Fenway);
    2) list seven things about you that we might not already know;
    3) pass the fun on by recognizing, on your blog, up to 15 of your favorite newly-discovered bloggers;
    4) let your nominees know by posting on their blogs.

    Thanks, and keep on bloggin’!

  • http://twitter.com/MissusSmith Heather

    Yeah, I would’ve erred on the side of dialing 911 myself, pretty much the second he gunned it like he was gonna flee the scene.

    I had a similar experience once, except the person who hit me and then swore it was my fault was just old, not crazy. Or possibly old *and* crazy, but I’m going to chalk it up to old. As in “can barely see above the steering wheel and drive with the right blinker on for miiiiiles even though I’m not turning” old. She made a left hand turn against traffic while I was unfortunate enough to be driving straight with the right-of-way and we collided. Apparently, somehow that was my fault for not managing to stop when she pulled out into oncoming traffic just a yard in front of me on an ice-covered, post-blizzard road. She promptly yelled at the cop who arrived following me calling 911 and told him how I shouldn’t have hit her, me the young (mid-20s) whippersnapper in my flashy red sports car (a mid-90s Toyota Tercel) and all. She then tried to file a claim against me. When her insurance company called me for a statement, I was completely gobsmacked. I explained what happened and offered up the name and phone number of a witness who had stopped and given me her card and that was that. I had a new hood and bumper in a matter of weeks and a sketchy no-name rental car that smelled vaguely of cigarettes and diapers for the interim. Oh, and I was hit hard enough to separate ligaments in my neck and had to suffer the indignity of wearing a neck collar brace thingymabob for almost a month. Being winter, as it was, I tried to wear my traditional turtleneck sweaters over it, which gave me a most disproportionate looking silhouette. Heh. Dang that oldster (her name was Millicent, I kid you not) and her “Oh I can’t see if there is any traffic steaming up the hill towards me because of the piles of snow and the height of my dashboard, so I’ll just gun it and turn left……… NOW!”

    Mostly, I’m just glad you are okay. Mr. NGIP too.

  • http://roses2rainbows.blogspot.com Linda R.

    I would’ve been dialing 911 before he’d even gotten out of his car. That is serious stuff, especially considering how irate he was. People can be dangerous. Glad it worked out, though.

  • http://injaynesworld.blogspot.com/ Jayne

    Well, that sucks. I had to file a claim with Mercury Insurance a couple years ago and they were great. I’m just glad you weren’t hurt. Gotta be grateful for small favors, I guess.

  • http://mommamiameaculpa.com meleahrebeccah

    Wow, first of all, I am glad you were not seriously injured. But, holy scary guy screaming like a nutcase. All I kept thinking while reading this was thank-goodness you were not ALONE and left dealing with this psychopath. And, thankfully he was not armed. But seriously, I would have called 911 immediately and waited for the police to arrive before getting out of the car to look at the damage.

    PS: I *love* your license plate!

  • http://www.weworkforcheese.com Nicky

    Once, I hit a guy as he came out of a side street. He started screaming and yelling as well. His claim was that he didn’t have a stop sign (and that I was actually the result of my parents attempt to end a pregnancy). I didn’t have a stop either. I was with friends and one of them noticed that the guy came out of a one-way street…the WRONG way! The mystery of the missing stop sign was solved. He got pretty humble after we pointed that out.

    I’m glad you weren’t hurt. :-)

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    Why thank you, Fenway Bartholomule and Marnie! I’m honored. :)

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    Well dang, you got me all riled up again just reading about your incident. And you have once again written yourself a blog post over here. :)

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    Well, it was after I realized he was just upset and kind of whining, really. He only got violent with his own car. As if it wasn’t hurting already.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    If I must look at the bright side then yes, I’m still alive and unhurt. Except that I could say that about every day regardless of what happens to me. It’s a miracle any of us are still alive, really.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    I have no idea why I didn’t think to call 911 unless it was because my husband was with me. And because the guy never actually looked like he was going for me, just his poor already-smashed-up car. Plus I’m probably also naive.

    P.S. It’s through the magic of Photobucket

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    Good God, that’s a great story. Horrible to have to go through that and thank goodness you’re okay, but cripes people are crazy and so quick to blame anyone but themselves. I on the other hand immediately think, OMG what did I do wrong? and try to figure out if what I did was indeed wrong.

  • http://slightlysarcastic.net Sheila

    What a moron! I’m glad you’re ok.

  • http://magiclanternshowen.blogspot.com/ Owen

    Oh what a fun evening ! The tailgater from hell…

    You should have transformed into a nanny goat and butted his butt right into the nearest dumpster…

  • http://magiclanternshowen.blogspot.com/ Owen

    Oh, and PS, just saw a goat for the first time in ages in a strange place and setting, a blog which belongs to a squirrel… do take a look at the Ram replacement in the new zodiac at :

    http://lgsquirrel.wordpress.com/2011/01/25/the-new-zodiac/

  • http://mommamiameaculpa.com meleahrebeccah

    Oh, so that’s not really your license plate?

  • http://injaynesworld.blogspot.com/ Jayne

    You know, that’s really true. We were all so shocked by the Tuscon shootings, but the real shocker is that it doesn’t happen every freakin’ day.

  • Anonymous

    I’d have called the police as soon as he started beating up his car.

  • http://www.bytesofginger.blogspot.com Ginger

    I’m guessing the car is his mom’s and probably he is also responsible for her ICU stay…
    Thankfully you’re just fine with your pink encephalic rat to keep you company.

  • Shieldmaiden1196

    Yeah, I have to agree with Sue. If someone is behaving like they may exchange blows instead of information its time to have the po-po there to mediate, if for no other reason than to simply having the pleasure of watching someone who can say whatever he wants tell the guy he’s being a knucklehead. I guarantee his whole attitude would have changed if there were flashing lights behind the car.
    I took a 911 call from a lady who said she got in a similar accident with a man who was so agitated over the whole thing that he put his fist through his own side window. People is crazy. :)

  • http://www.thefiftyfactor.com/ Joanna Jenkins

    I yiyi, I hate when that happens. Glad you’re okay and sorry about the crazy guy and !@#$% insurance adjuster.

    This guy is like the woman who rear-ended me in her 20 year old Volvo to the point that she totaled my 3 year old SUV. All she could say was how sad she was because she “loved her car”. Maybe she knows your “vicitm” ;-)

    “..swinging blindfolded at a pinata-less birthday party…” Love that line.

    xo jj

  • Jerry

    I’m not exactly sure how I got here…by accident I..oops, maybe I shouldn’t say accident. I must say you handled your situation with aplomb and dignity…and wrote about it the same way.

  • Ruetta

    I see Bozo Hair.

  • http://beetle-blog.com/ babs (beetle)

    Maybe he thought that if he ranted enough,he would scare you into admitting liability. That would have scared me. Not sure I would have gotten out of the car at all!

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    NOW you tell me. :)

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    Oh, that goat fits me in more than one way, based on this post anyway! What a fun blog, that squirrel.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    I think I was too busy just freaking out. Like a deer caught in the headlights.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    “pink encephalic rat” <— HAHA!!
    And you hit the nail on the head, as he actually told me that it WAS his mother's car. You're a very perceptive lady. :)

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    Thank you for telling me that because I have no precedent helping me believe that it’s okay to call 911 for certain things.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    Well thank you for working me back up with YOUR story. It’s THOSE people that need a swift kick and yet they keep getting enabled by us pacifists. Grrrrr.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    Well aren’t you the funny guy? :) Nice one, by the way.
    And I’m so glad you stumbled over here wherever you came from. And thanks for the compliments.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    Bozo hair? Wait a second, are you one of the ones who saw my white elephant gift as Bozo the Clown as well? Do you have a thing for Bozo? ;)

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    Yeah, I’m one of those people who almost believe it when a person grabs my arm and slaps me with it, saying, “Why are you hitting yourself?”

    But I think the guy was scared and desperate and this was his defense mechanism kicking in. I’d like to proclaim my intuition told me he wasn’t going to hurt me, but it was probably my stupidity.

  • http://fathermuskrat.com/ muskrat

    As soon as I started this post, I thought, “I hope she sued, because that’s what you do when a car touches your car-you sue!” But it sounds like the insurance company sort of did the right thing anyway.
    As for the picture, it looks like my dog: a rescue that’s part dachshund and part Jack Russell terrier.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    …said the attorney. :)

    You people are much better at this “guess what the picture is” thing than I. I didn’t see a dog until EVERYBODY BUT ME saw it.

  • http://topsy.com/www.nannygoatsinpanties.com/2011/01/when-cars-collide.html?utm_source=pingback&utm_campaign=L2 Tweets that mention When Cars Collide | Nanny Goats in Panties — Topsy.com

    [...] This post was mentioned on Twitter by Margaret Andrews, Julie Baugh. Julie Baugh said: When Cars Collide http://bit.ly/ehPrBF [...]

  • http://www.redheadranting.com/ redheadranting

    Did you call the police? You are supposed to call the police when this kind of thing happens. What a loon hitting his own car.

    It looks like one of those pull toy dogs made of wood or a penis that is a little deformed.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    Actually yes. The witnesses DID call the police, so we sat around waiting for them for over an HOUR to show up. Only to have them tell us that we didn’t need to call them. Took them about 48 seconds to tell us that. They don’t have time for the small stuff. They said we only need to call if it’s a DUI or injury…in other words, if a crime has been committed.

  • http://wmljshewbridge.blogspot.com/ Lorie Shewbridge

    I’m glad no one was physically hurt, because obviously that guy hit his head during the accident and turned him into an a**hole. Can’t believe he tried to say it was your fault and asked why you stopped at the light… It takes all kinds, I guess. :)
    BTW, I think the pink looks like a weiner dog.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    Thanks, Lorie. And I’ll chalk up another one for the wiener dog! Have a great weekend, darlin’!

  • http://www.cindyscountrycorner.com Cindy O

    For the most part, I see my thoughts covered in others’ comments. So, let me just say that I love your license plate! And, I think the drawing looks appropriately like the Loch Ness monster.

  • http://www.nannygoatsinpanties.com/ Margaret (nannygoats)

    The Lock Ness monster! I think that’s a new one. :)

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